I love being a mortgage Lender because it feels amazing to support someone’s dreams of buying or refinancing a home.

Thanks for visiting Sierra Pacific Mortgage. I’m Ryan Engh and I’m the Branch Manager here in San Diego. Our company has a rich history and the resources to get you great loan rates, but we are most proud of the individualized service and personal touch that our local loan officers bring to the table. We spend the time to go the extra mile when our customers need help navigating credit issues, understanding financing details and finding innovative options to address unusual situations. We don’t advertise loan interest rates because they are entirely dependent on the individual buyer, and we aren’t interested in tricking people with low rate gimmicks. You have my word that I have the knowledge and ability to find you the best deal, and I will work hard to earn your trust.

Call 619-894-8943 or inquire online to get a personal consultation.

Type of Loan:




*Not licensed in the state of New York

"Ryan Engh has been our Loan Officer for the past 10 years. Not only is he extremely professional, but he is also organized, honest, and very patient. He has always gone above and beyond to make sure my husband and I have made the best decisions about refinancing. We could not recommend him more highly. You won’t be disappointed working with Ryan."

Edan and Anna

"Ryan Engh has been my Loan Officer on two mortgages and a couple refinances over the past 10 years. The fact that I keep returning to him should say enough. My income situation would be best described as a challenge for any mortgage banker, but that never phased Ryan. He never fails to impress me with his ability to do what seems impossible, in impossible timeframes. Whenever a friend needs a mortgage or re-fi, I always recommend Ryan because I know he won’t disappoint."

Josh N.

"I have been a client of Ryan’s since my first home purchase in 2005. Since then I have gone through multiple home refinances and home purchases, all being just as smooth and effortless as the first. Ryan takes care of the many small details and has the know how of what it will take to get the loan completed in a timely manner. With time of the essence with my last refinance, he was able to close the process in less that 3 weeks. It has been my pleasure working with Ryan over the past 8 years."

Mike and Michelle C.