What if there are mistakes on your credit report?
You have a right to dispute any inaccurate information in your credit report. If you find mistakes on your credit report, contact the consumer reporting agency. It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year.
To order your free annual credit report —
- By telephone: Call toll-
free: 1- 877- 322- 8228 - On the Web: Visit www.annualcreditreport.com
- By Mail: Mail your completed Annual Credit Report Request Form (which you can obtain
from the Federal Trade Commission’s web site at http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf
to - Annual Credit Report Request Service
P. O Box 105281
Atlanta, GA 30348-528
How can you get more information?
The three national credit repositories contact information:
|
Data Source Name |
Address |
Telephone |
Website |
|
TRANSUNION |
PO Box 1000 Chester, PA 19022 |
866- |
|
|
Equifax Information Services, LLC |
PO Box 740241 Atlanta, Ga 30374 |
800- |
|
|
Experian |
PO Box 2002 Allen, TX 75013 |
888- |