FHA Purchase Loans


FHA Purchase Loans

Federal Housing Administration (FHA) Loans for San Diego

The Federal Housing Administration (FHA) – which is part of the US Department of Housing and Urban Development (HUD) has been helping people become homeowners for over 70 years. Borrowers work with FHA approved lenders to secure loans that are insured by the FHA, allowing lenders to offer loans with lower down payments, lower closing costs, less paperwork, and lower credit restrictions.

San Diego branch of  Sierra Pacific Mortgage is approved by the FHA to work with home buyers in San Diego seeking FHA home purchase loans. Contact our Mission Valley office, by email or call us at 619-894-8943.

FHA Home Buying Loans Give Buyers Options When Purchasing a Home

FHA loans can help reduce the down payment amount needed when buying a home. In some cases down payments can be as low as 3.5%. Another benefit is the ability to have most of the closing costs and fees included in the loan, saving thousands of dollars in up-front out-of-pocket fees. Rates can often be lower with FHA loans compared to non-FHA loans.


FHA Home Loans Can Help You Buy the House of Your Dreams

Financing is a big part of buying a house, and speaking with a mortgage lender about your home loan options is a good way to make the best use of your money. FHA loans offer many benefits, but there are other loans available that may work for you. Before you start shopping for a new home, you can get pre-qualified for a San Diego home loan, and our office can help you pick the loan program that helps you get the home you want.

Contact Our Mission Valley San Diego Mortgage Company Today

If you are buying a house, or even considering buying, and you have questions about FHA home loans, or would like to learn more about other loans Sierra Pacific Mortgage Company offers, please do not hesitate to call our San Diego Office at 619-894-8943 or email us. Our experienced staff works to provide the best service to get you a great loan.