What our clients say about us


What our clients say about us

Sierra Pacific Mortgage helped me immensely. Working over the phone and email, I was surprised how easy it was to refi. Things moved very fast, and since then I have recommended them to others, and I know that they have been as happy as I was with the process and the end result. My rate was excellent, and I believe the costs were competitive. The most important thing is that they were able to get it done… in the past I tried with other lenders it was slow and stalled. I should say that I don’t live in San Diego, but was referred to Sierra Pacific to do business with them. – Robert M.

Working with Serra Pacific Mortgage Company for my home loan was very easy and uncomplicated. We had a VA backed loan which they worked with 100% & were extremely knowledgeable . They were lighting fast with our closing while explaining and educating us along the way. If I were ever to purchase a home again, SPM would be my first stop. – Lori and Carl S.

Ryan Engh has been our Loan Officer for the past 10 years. Not only is he extremely professional, but he is also organized, honest, and very patient. He has always gone above and beyond to make sure my husband and I have made the best decisions about refinancing. We could not recommend him more highly. You won’t be disappointed working with Ryan. – Edan and Anna

Ryan Engh has been my Loan Officer on two mortgages and a couple refinances over the past 10 years. The fact that I keep returning to him should say enough. My income situation would be best described as a challenge for any mortgage banker, but that never phased Ryan. He never fails to impress me with his ability to do what seems impossible, in impossible timeframes. Whenever a friend needs a mortgage or re-fi, I always recommend Ryan because I know he won’t disappoint. – Josh N.

My wife and I were first-time homebuyers and we were very impressed with how easy our loan process was. With all of the horror stories you hear about how difficult and confusing the mortgage process can be, we couldn’t believe how simple and fast ours was. We had docs 16 days into our 30 day escrow. Even our realtor said he has never seen anything like the experience Sierra Pacific Mortgage was able to provide. Ryan Engh went above and beyond, making sure he thoroughly explained every step to us. – Tyler M.

I have been a client of Ryan’s since my first home purchase in 2005. Since then I have gone through multiple home refinances and home purchases, all being just as smooth and effortless as the first. Ryan takes care of the many small details and has the know how of what it will take to get the loan completed in a timely manner. With time of the essence with my last refinance, he was able to close the process in less that 3 weeks. It has been my pleasure working with Ryan over the past 8 years. – Mike and Michelle C.

We have refinanced our mortgages twice with Ryan Engh. He did a great job each time and explained our options clearly. He also was able to get us the most competitive rates possible. Ryan stayed with us through the whole process, communicated well, and was very responsive to our questions. He made refinancing our house pleasant and easy. We highly recommend Ryan Engh. – Darren and Alice E.

Adam Kain is a great loan officer. He was very knowledgeable and helped me to get the best rate possible. He kept in constant communication through the entire loan process, and answered any questions I had along the way. This was by far the easiest and quickest re-finance I have ever done. I highly recommend him! – Mike

After working with another Refinance Company and jumping through many hoops only to be strung along for months, I called Adam Kain and he came into the office on his day off to get the paperwork started and had my Refinance funded in 2 WEEKS at a lower rate and at a lower payment.

Adam was great, he kept me in the loop during the whole process with phone calls and emails. He was always available when I had a question and was very knowledgeable about the process. – Trevor

From the application process to the closing, Adam Kain from Sierra Pacific Mortgage was extremely professional, courteous, and efficient.

He provided us with timely key advice, as well as superb customer service on all avenues of the loan process from types of loans, to interest rates, to points, to down payment options. His experience certainly showed while providing us information about the right rate, right payment, locking the rate and so on.

We could not say enough good things about Adam on his expertise to move from pre-approval to closing and how smooth he made such a lengthy process. Thank you again for all your assistance in getting us in a home we love. – M.G

After shopping for weeks for a refinance loan I found Sierra Pacific Mortgage. More specifically, I found their Loan Officer Adam Kain. Adam was not only very knowledgeable about the whole loan process, he was also very patient with me and answered my questions and concerns immediately. Thank you so much for the excellent service you provide. – Mary P.